Identity Theft Information
Identity theft has never been easier thanks to today's increasingly sophisticated technology. Common sense is the best protection against identity theft, and there are several things to know to protect your identity.
What to do if your identity has been stolen
- Click the links below and follow the instructions for reporting identity theft:
- Equifax
- Experian
- TransUnion
- Federal Trade Commission (FTC)
- US Postal Inspection Service
- Social Security Administration
- Learn more about placing a security alert or security freeze on your ChexSystems® consumer file.
- Contact all financial institutions where you have accounts that an identity thief has taken over or that were created in your name but without your knowledge.
- Cancel those accounts, place stop-payment orders on any outstanding checks that may not have cleared and change your personal identification number(s).
- File a police report and get a copy of the report to be used if needed to show proof of the crime.
To seek assistance, you may call:
- Your bank and credit card companies. Ask your financial institution to:
- Freeze or close your compromised accounts
- Report accounts to check verification companies such as Certegy Payment Solutions, LLC and TeleCheck Services, Inc. as lost or stolen
- Your local law enforcement agency
Protect your identity
There are several things you can do to reduce the chance that you will become a victim:
- Guard your identity. Keep bank account numbers, personal identification numbers (PINs) and Social Security numbers out of your wallet.
- Use strong passwords and change them regularly for online accounts and mobile devices.
- Destroy financial documents such as old bank statements or credit offers that contain account numbers or account information.
- Use caution when providing financial information over the phone or internet.
- Avoid using unsecured wi-fi network connections to complete online transactions.
- Review your accounts to verify no unauthorized transactions occurred.
- Collect your mail daily and avoid placing checks in your mailbox for postal pickup.
- Safeguard your checkbook and supply of checks.
- If your wallet, checkbook, debit and/or credit cards are lost or stolen, act immediately to reduce the potential for damage to your personal funds and financial information.
FTC Identity Theft Website
IdentityTheft.gov can help you report identity theft.
Identity Theft Summary of Rights
Remedying the effects of Identity Theft and additional rights for victims