Legal Notices

This website is provided by Chex Systems, Inc. (ChexSystems®). Your access to and use of www.chexsystems.com (“ChexSystems Website”) is voluntary and is done entirely at your own risk. By accessing and using www.chexsystems.com and its sub-sites, you accept, without limitation, the Privacy Policy, as well as the following terms and conditions. ChexSystems provides links to other sites from www.chexsystems.com (“Third Party Websites”). However, while ChexSystems may maintain relationships with the operators of such Third Party Websites, ChexSystems is not responsible for the content, terms of use, or privacy policies of such websites or businesses. The inclusion of a Third Party website link does not imply a business relationship with ChexSystems. ChexSystems provides access to Third Party Websites for your convenience only, and accessing such websites is done at your own risk.

THE INFORMATION, MATERIALS, AND CONTENT ON THE CHEXSYSTEMS WEBSITE ARE PROVIDED SOLELY FOR GENERAL INFORMATION AND DO NOT CONSTITUTE PROFESSIONAL OR EXPERT ADVICE SUCH AS LEGAL, ACCOUNTING, OR FINANCIAL ADVICE. As professional or expert advice must be tailored to the specific circumstances of each case, and laws are constantly changing, nothing provided herein should be used as a substitute for the advice of competent counsel. If legal, accounting, or financial advice or other expert assistance is required, the services of a competent professional (such as an attorney or certified public accountant (“CPA”)) should be sought. Information, materials, and content available on the ChexSystems Website are designed to be of general applicability. Particular state laws, regulations, and special contractual provisions can impact rights, responsibilities, and legal or financial obligations. Only a competent attorney, CPA, licensed financial advisor, or other professional looking at all the pertinent facts and circumstances of a particular situation including without limitation then-current laws and regulations can provide specific and definitive guidance.

The material, information, and content on the ChexSystems Website are the copyrighted property of ChexSystems or its affiliated companies and may not be copied, distributed, republished, uploaded, posted, or transmitted without express written consent. Any reproduction, modification, or other use is expressly prohibited. The materials displayed on the ChexSystems Website, including but not limited to all text, audio, video, images, photographs, illustrations, artwork, animation files and other graphics, and names, logos, trademarks, and service marks, are the property of ChexSystems or its affiliated companies, or licensors and are protected by copyright, trademark, and other intellectual property laws. The ChexSystems Website may be displayed, downloaded, and/or printed solely for your personal, non-commercial home use, provided that you do not delete or modify any copyright, trademark, or other proprietary notices contained therein. Any other use of the material on this site without the prior written consent of ChexSystems is strictly prohibited.

ChexSystems makes no claims, promises or guarantees about the accuracy, completeness, or adequacy of the information, materials, or content provided on the ChexSystems Website or any Third Party Websites. ALL INFORMATION, MATERIALS, AND CONTENT ARE PROVIDED “AS IS” AND WITHOUT ANY REPRESENTATION OR WARRANTY OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE OR NON-INFRINGEMENT. CHEXSYSTEMS MAKES NO WARRANTY OR REPRESENTATION REGARDING THE ACCESSIBILITY OF THE CHEXSYSTEMS WEBSITE OR ANY THIRD PARTY WEBSITES.

TO THE EXTENT PERMITTED BY APPLICABLE LAW, CHEXSYSTEMS DOES NOT ACCEPT LIABILITY FOR DIRECT, INDIRECT, SPECIAL, CONSEQUENTIAL, EXEMPLARY, PUNITIVE OR OTHER LOSSES OR DAMAGES OF ANY KIND, INCLUDING WITHOUT LIMITATION, ANY LOST PROFITS, LOSS OF REPUTATION, LOSS OF GOODWILL, DIMUNITION IN THE ENTERPRISE VALUE OF A PARTY OR ITS STOCK PRICE, OR ARE OTHERWISE SPECULATIVE IN NATURE, BUSINESS INTERRUPTION, LOSS OF DATA OR PROGRAMS OR OTHERWISE, EVEN IF EXPRESSLY ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, THAT MAY RESULT FROM USE OF www.chexsystems.com AS A CONSEQUENCE OF ANY INACCURACIES IN, OR ANY OMISSIONS FROM, THE INFORMATION PUBLISHED ON THE CHEXSYSTEMS WEBSITE OR ANY THIRD PARTY WEBSITES.

Some jurisdictions do not allow the exclusion of certain warranties or the limitation or exclusion of liability for certain damages. Accordingly, some of the disclaimers and limitations of liability may not apply. To the extent that ChexSystems may not, as a matter of applicable law, disclaim any implied warranty or limit its liabilities, the scope and duration of such warranty and the extent of ChexSystems' liability shall be the minimum permitted under such applicable law.

These Terms of Use, along with any other terms of use you agree to when using certain portions of the ChexSystems Website, constitute the entire agreement between you and ChexSystems with respect to accessing or using the ChexSystems Website and the information contained herein (including without limitation your access and use of Third Party Websites through this site). These Terms of Use shall be governed by the laws of the State of Florida. Any claims or suits arising from or related to these Terms of Use or your access and/or use of the ChexSystems Website shall be brought in the Federal and State courts located in Duval County, Florida and you irrevocably agree to submit to the exclusive jurisdiction of such courts without regard to the principles of conflict of laws. ChexSystems’ failure to exercise or enforce any right or provision of these Terms of Use does not constitute a waiver of such right or provision. If a court of competent jurisdiction rules that any provision contained in these Terms of Use is invalid, then that provision will be deemed to be removed from these Terms of Use without affecting the remaining provisions, and the remaining provisions will be deemed to be valid and enforceable. The section titles in these Terms of Use are for convenience only and have no legal or contractual effect. These Terms of Use shall remain in full force and effect notwithstanding your ceasing to use the ChexSystems Website.